Taking Time Off Work for Mental Health

Taking time off from work can improve your mental health whether you take the time as sick leave, family leave, or vacation.¹ Your specific situation and that of your family dictates when and how you take that time off, but depending on your employer, you probably have a few different options that could work for you.

Can You Use Sick Days for a Stress Leave From Work?

In most cases, if your company offers sick leave, it’s designed to be used for your sick time—that includes your mental health sick leave needs. However, sick leave isn’t a federal employment requirement, and nearly 25% of workers have jobs with companies that don’t provide sick leave benefits.⁸

Some states mandate that businesses with employees in their state must provide sick leave benefits. But in most states, there’s no such sick pay mandate. That means you need to review your company’s sick leave policy to learn whether you get sick leave, can use it for mental health, and how to request it.

Questions you may want to ask your employer are:

• How much paid sick leave do I get per year?
• If no paid sick leave is available, is there an option for unpaid sick leave?
• Can I save (and rollover) sick leave hours if I don’t use all the hours this year?
• What is the process to request sick leave? (Email, text, call, fill in a form?)
• How much detail do I have to provide when I want to take sick leave?
• Can I use sick leave to care for a family member (child, spouse, parent)?

Chances are, your company doesn’t need to know that you’re taking time off for mental health. You simply request the time off you need as “sick leave.” Your employer, due to medical health information protection laws, shouldn’t need to know the specific issue.

Can I Use PTO for a Mental Health Leave of Absence?

The good news is that many firms have moved away from traditional sick leave programs. 57% of businesses offer paid-time-off (PTO) programs to be used for any variety of reasons, from vacation to mental health days. 29% of private firms offer PTO to part-time workers, and 4% provide unlimited time off.¹⁰

If your company, union, or government employer offers PTO, you can take advantage of the earned or accrued days available, using that time for yourself and often for your family members’ mental health needs, too. Keep in mind that PTO, like sick leave, isn’t mandated by the feds. It’s best to review details of the PTO program offered by your employer and go from there.

What About Unpaid Time Off?

If your firm doesn’t have a sick leave program, doesn’t offer paid time off, or you’ve exhausted all your PTO hours for the year, you may still request unpaid time off from your employer if you need that time to address a mental health issue.

However, if you’re eligible, applying for FMLA may be a better option than taking unpaid time off. That’s because FMLA can protect your job, while a request for unpaid time off may not be approved. If you take unapproved time off, even for a mental health issue, from a company that doesn’t offer sick leave, your company may choose to terminate your employment.

Can You Use Short-Term Disability for Mental Health?

If your psychiatric issue rises to the level of a disability covered by your short-term disability insurance, it’s possible you could use that insurance (provided by the state in some locations) to take the time off you need. In general, short term disability kicks in after 14 days and requires a doctor’s attestation and a good bit of paperwork.

Short term disability can be managed by the state or private insurance carriers and typically provides you with payments equal to about 60% of your regular salary. The specifics vary. You will need to check with your manager or HR rep to determine whether your company’s short term disability insurance covers mental health, what the requirements are, and how long it pays—up to six months is common.

Can I Use Worker’s Comp to Take Time Off Work for Mental Health?

If your mental health issue is caused by an abnormal work event, such as workplace violence or an industrial accident, your time off may be covered under worker’s compensation insurance.¹¹ For example, PTSD caused by events in the workplace may well be covered under your employer’s work comp policy.
While not common, industrial accidents occur and may have mental health consequences. An employee who witnesses the death of a co-worker on the job, or who has been victimized, such as during a bank robbery at their financial institution, may be entitled to use worker’s compensation benefits to address their mental health time off needs during recovery.

How Much Stress Leave Time Can You Take?

Your mental health provider is the person best qualified to determine how much time you may need to take off from work due to a mental health issue. However, it’s your employer’s sick time, paid leave, and FMLA policies that dictate how much time you may be able to take off work while still getting paid.

Here are some examples of how much time you could take off from work under different programs:

Company Sick Leave or PTO Policy Example

Your psychiatrist suggests therapy sessions at 4 PM on Tuesdays. That’s 52 hours a year. Your company’s sick leave policy allows for 5 days a year; that’s only 40 hours. You may need to take some of those hours off work unpaid, shorten the therapy sessions to 45 minutes, or reschedule some of your visits after work or over your lunch hour to accommodate your mental health needs. Unpaid time off may also be an option.

FMLA or State Family Medical Leave Program

You have been with your large firm for years. When your adult daughter is diagnosed with a serious mental health issue, you’re asked to travel cross-country and help her recover. You can request (unpaid) FMLA leave for up to four months of time off to help stabilize her mental health condition, help her find a new living situation, and monitor her medication if needed.

State Law Mandated Sick Pay Policy

You live in Arizona where three days paid sick leave is provided to full-time employees per year. Your doctor wants you to take two days off work to check in to the hospital and stabilize your medication. Three days (24 hours per year) is what you have available to take in your state. You’ll have eight hours left for any visits scheduled during work hours for the remainder of the year.

No Sick Leave Policy

Working for a small employer who offers no sick leave can be risky to your mental health and your employment stability. Your company may not approve your time off request. If you take the time anyway, they may be able to discipline you and/or terminate your employment for failure to do the job, due to a violation of company policy, or by applying the at-will employment doctrine.¹²

Make an Appointment With Your Healthcare Provider

Making an appointment with your primary care doctor or therapist is a good step to getting time off in a way that leaves your job secure for when you return. Due to ADA laws, giving employers a note, even without a lot of specific detail to the nature of the mental health issue, secures you in also ensuring you will get reasonable accommodations for when you return to work. Usually a note can be given every 30 days for FMLA if you need an extended period of leave time.

Talking to Your Boss About Taking a Stress Leave From Work

Because there’s no federal law that requires your employer to pay you for sick time or mental health days off, you may want to err on the conservative side when you ask for time off. Talking to your boss about taking a mental health break can feel intimidating, but as long as you understand your workplace’s policies, you can be confident and they should be understanding of your needs.

How you request time off depends on the type of time off of work you’re requesting:

Sick Leave

If your firm offers sick leave, you’ll want to read your company’s leave policy to understand how many paid days off you’re entitled to and what the time-off request process is. If your firm doesn’t offer paid sick leave, you may be able to take time off unpaid, with your employer’s approval.

PTO

Some firms provide a program that groups sick leave time off, and vacation time off, into one bucket of accrued time that you can use for pretty much any reason—including a mental health day, or even a beach day. In firms like that, asking for the day off requires little more than advance notice. The company won’t often be concerned with why you’re taking that time off.

Disability Leave

For the purposes of family and medical leave, mental disabilities and psychiatric conditions are covered just as is time off, i.e., for back surgery or maternity leave. Most firms with over 50 employees have a formal disability leave request policy consistent with FMLA. You’ll often find the process to request leave included in your company’s employee handbook.

FMLA Leave

Taking time off from work under FMLA requires you to complete an FMLA request form with your employer. These forms may be available in the company handbook, your online HR software or you may need to request the paperwork from your manager or HR rep.

How to Spend Your Mental Health Leave Time

There are a lot of ways you can spend your mental health leave that can help you to feel more rested and ready to come back to work.

Here are some ideas for how to spend your mental health time off:

• Prioritize self-care
• Come up with ways to balance work and life once you’re back at the job
• Try yoga
• Do mindfulness meditation or other guided meditations
• See an acupuncturist
• Exercise
• Get a massage
• Try going to music therapy or art therapy
• Keep a structured routine that prioritizes your mental and physical health
• Going to individual therapy—and see if it’s covered by your employee assistance program
• If you’re currently in a toxic workplace, you could use the time to start searching for a new job

Coming Back After Stress Leave

When you return to work, it’s important to know that you don’t owe anyone an explanation for where you were and why you were out. Your supervisor will know some information, however they are required to keep that confidential. Make sure you can set clear structures and boundaries with work and your supervisor/peers to ensure your mental health stays regulated, and consider talking to someone while you find your way back into the working world. You are not alone and a lot of people go through things that require them to need time away from work. Having the right support system, including a supportive work environment, is part of the solution.

For Further Reading

• Mental Health First Aid: Provides educational resources to deal with mental health
• Society for Human Resources Management: Offers HR workplace best practices
• US Department of Labor: Clarifies laws with guidance and FAQs for employers/employees

Mental Health Leave Infographics