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  • The costs side by sideThe costs side by side
  • Paying cash for therapyPaying cash for therapy
  • What each subscription includesWhat each subscription includes
  • Paying with insurance: Brightside tak...Paying with insurance: Brightside tak...
  • Medication: only Brightside prescribesMedication: only Brightside prescribes
  • Choose by your situationChoose by your situation

Brightside vs BetterHelp: The Cost Comparison

Jenna R. Staub, MSW, LCSW-A, LCAS-A

Author: Jenna R. Staub, MSW, LCSW, LCAS, CSI

Jenna R. Staub, MSW, LCSW-A, LCAS-A

Jenna R. Staub MSW, LCSW, LCAS, CSI

Jenna specializes in substance use issues, PTSD, Bipolar Disorder, Anxiety and Depressive Disorders, Personality Disorders, and Psychotic Disorders.

See My Bio Editorial Policy
Published: October 20, 2026
  • The costs side by sideThe costs side by side
  • Paying cash for therapyPaying cash for therapy
  • What each subscription includesWhat each subscription includes
  • Paying with insurance: Brightside tak...Paying with insurance: Brightside tak...
  • Medication: only Brightside prescribesMedication: only Brightside prescribes
  • Choose by your situationChoose by your situation

At a glance
  • Brightside bills monthly: $95 psychiatry, $299 therapy (four sessions), $349 both, or your insurance copays instead ($25 average by its count); some Medicare and Medicaid plans are accepted. Availabloe for individuals age thirteen and up.
  • BetterHelp charges by the week: $70 to $100 (billed weekly or per four weeks), about $280 to $400 a month, for a weekly live session plus messaging, groups, and journaling. Insurance is accepted at signup in all 50 states and DC, subject to plan, network and therapist availability, at a $23 average copay. Available to adults only.

Brightside is likely a better fit if medication may be involved or you have insurance it takes; BetterHelp may be a better choice if you want therapy only, cash-simple, with financial aid available.

ChoosingTherapy.com may earn a commission from the companies whose services are linked on this page.

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The costs side by side

Brightside

BetterHelp

Therapy, self-pay

$299/month, 4 video sessions + unlimited messaging

$280 to $400/month, weekly live session + unlimited messaging

Per session

About $75; extra sessions $59

$70 to $100 if you use all four

Psychiatry

$95/month (medication extra, $15/fill mail order)

Not offered

Therapy + psychiatry

$349/month

Not possible

With insurance

Copays per visit, $25 average per Brightside

$23 average copay per session, per BetterHelp, in participating states

Medicare / Medicaid

Some plans accepted

Not on its insurance plan list

Financial aid

None published

Income-based aid; users report about $45 to $48/week after approval

Session format

Video only; initial consults about 30 minutes

Video, phone, or live chat, 30 to 45 minutes

Ages

13 and up

18 and up (teens via Teen Counseling)

Cancellation

Anytime; therapy payments non-refundable

Anytime, no penalty

Pricing as of August 29, 2026, from both companies’ published pages. Check your plan and price at Brightside or start BetterHelp’s questionnaire; both start free.

Paying cash for therapy

Four therapy sessions a month cost $299 at Brightside and $280 to $400 at BetterHelp: about $75 a session against $70 to $100. Both include unlimited messaging on self-pay. For comparison, a month of weekly in-person therapy at the commonly cited $100 to $250 per session runs $400 to $1,000 cash.1

BetterHelp’s sessions can run by phone or chat, its subscription adds group sessions and journaling, and its income-based financial aid can pull the price to reported rates around $45 to $48 a week; Brightside publishes no financial aid. Brightside’s extra sessions cost a flat $59, its billing runs by calendar month rather than four-week cycles, and its therapy pairs with medication care in one place.

What each subscription includes

Session shape differs more than price. Brightside’s purchased extra sessions run 55 minutes at $59; its initial consultations run about 30 minutes, and messaging carries answer-time commitments (72 hours for psychiatric providers, 24 weekday hours for therapists). BetterHelp’s live sessions run 30 to 45 minutes depending on the therapist, by video, phone, or live chat, with group sessions, webinars, journaling prompts, and worksheets bundled into the subscription; extra weekly sessions cost more, subject to availability. Insurance changes what messaging you keep: BetterHelp’s insurance-billed visits cover the weekly session without the messaging features, while Brightside’s messaging stays covered. Brightside also publishes outcome claims tied to its studies, including 55 percent of patients reaching remission within 12 weeks, its own figures from company-cited research.2

Paying with insurance: Brightside takes more plans

Brightside is in-network with Cigna, Aetna, Ambetter, UnitedHealthcare, and Blue Cross Blue Shield among others, “covering over 150 million lives” by its count, plus some Medicare and Medicaid plans, with a $25 average copay per session. Its cost FAQ singles out one carrier: “With Cigna, all of your care will be covered,” while members of its other partner plans “may be responsible for a small member fee.” BetterHelp’s insurance program is newer, built on Teladoc’s 2025 UpLift acquisition: 125+ commercial plans at a $23 average copay, checked during signup, available in all 50 states and DC, though what any one member can use depends on state, plan, network and therapist availability, with Medicare, Medicaid and TRICARE absent from its plan list.3 Brightside’s messaging stays free with insurance, while BetterHelp’s insurance visits cover the weekly session without the messaging features.

Either way, the copay averages are the companies’ own numbers, and a deductible overrides them: until yours is met, visits can bill at negotiated rates, which is where the billing complaints on both services’ review pages come from. Verify your copay and deductible with your insurer before the first visit.

Medication: only Brightside prescribes

BetterHelp therapists “can’t prescribe medication or give medical advice.” Brightside’s psychiatric providers prescribe non-controlled medication (no Xanax, no Adderall, by policy) for anxiety and depression, with the $95 plan covering evaluation, management, and provider messaging, and prescriptions filled for $15 by mail order or at your pharmacy.

Talkspace and Talkiatry frame Brightside’s psychiatry price from either side. Talkspace sells therapy subscriptions with psychiatry as an add-on, $299 for the evaluation and $175 per follow-up self-pay, a cheaper year of quarterly medication visits than Brightside’s subscription for stable patients, without the anytime messaging. And for insurance-billed psychiatry with no subscription at all, Talkiatry says most patients pay $30 or less per visit. Our Brightside vs BetterHelp comparison weighs the two on care quality beyond cost, and our Brightside Health review covers the full experience.

Choose by your situation

Brightside costs less for you if: medication might be part of your care ($95 or $349; BetterHelp has no medication option), your insurance is on its list, you hold Medicare or Medicaid it accepts, or you are 13 to 17 (Teen Care runs at the same prices; BetterHelp starts at 18). Long-term medication patients have a documented step down: our review found a $45-a-month maintenance plan after 90 days with a prescriber, with visits at $50, offered inside the member portal.

BetterHelp costs less for you if: you want therapy only and qualify for financial aid (reported rates near $180 a month undercut Brightside’s $299), you want phone or chat sessions, or your budget fits the $70-a-week end of its range and you value the groups and journaling extras.

On reviews, the two sit close: Brightside holds 4.0 of 5 on Trustpilot from 1,493 reviews and BetterHelp 3.9 from 9,653, with providers and convenience praised on both and the one-star clusters landing on billing and cost respectively. Brightside’s providers answer messages within 72 hours (therapists within 24 on weekdays); BetterHelp’s messaging is the always-on center of its product.

Frequently Asked Questions

Is Brightside cheaper than BetterHelp?

Click here to open the answer container.Click here to close the answer container.

It depends. For therapy alone at sticker price, they are close: about $75 a session at Brightside, $70 to $100 at BetterHelp. BetterHelp gets cheaper with financial aid; Brightside gets cheaper with insurance, where it accepts more plans, including some Medicare and Medicaid. For therapy plus medication, only Brightside offers it, at $349 a month.

Does insurance work at both?

Click here to open the answer container.Click here to close the answer container.

Both take commercial insurance: Brightside nationwide across major carriers, BetterHelp in all 50 states and DC, subject to plan and network via 125+ plans checked at signup. Copay averages are $25 (Brightside) and $23 (BetterHelp) by their own counts, and your deductible applies at both.

What does medication cost at Brightside?

Click here to open the answer container.Click here to close the answer container.

Medication is separate from the $95 membership: $15 per fill delivered by mail order, or your local pharmacy’s price (insurance Rx benefits apply where accepted). Brightside prescribes no controlled substances.

Which has the better refund terms?

Click here to open the answer container.Click here to close the answer container.

BetterHelp: cancel anytime with no penalty, refunds case by case. Brightside also cancels anytime, but therapy payments are non-refundable and psychiatry refunds end once your first scheduled consultation time passes. Canceling Brightside’s medication plan also stops refills.

Is Brightside or BetterHelp faster to start?

Click here to open the answer container.Click here to close the answer container.

Both claim quick starts: appointments “in as little as 2 days” at Brightside and signup to first session “in as little as two days” at BetterHelp, by their own counts. Insurance verification happens inside each signup either way.

Can teens use either service?

Click here to open the answer container.Click here to close the answer container.

Brightside serves ages 13 and up, with Teen Care priced the same as adult plans. BetterHelp is 18 and up; its sister platform Teen Counseling covers 13 to 19 at a similar price, without insurance.

Costs shift with plans and promotions; the checks are free at Brightside and BetterHelp, and your insurer can quote your exact copay before either.

SourcesUpdate History

ChoosingTherapy.com strives to provide our readers with mental health content that is accurate and actionable. We have high standards for what can be cited within our articles. Acceptable sources include government agencies, universities and colleges, scholarly journals, industry and professional associations, and other high-integrity sources of mental health journalism. Learn more by reviewing our full editorial policy.

  • SonderMind. (August 2026). How Much Is Therapy Without Insurance? Retrieved from: https://www.sondermind.com/resources/articles-and-content/how-much-is-therapy-without-insurance/
  • Brightside Health. (July 2026). FAQ. Retrieved from: https://www.brightside.com/faq/
  • Behavioral Health Business. (October 2025). Teladoc Sees In-Network Coverage as Lifeline for Ongoing BetterHelp Weakness. Retrieved from: https://bhbusiness.com/2025/10/30/teladoc-sees-in-network-coverage-as-lifeline-for-ongoing-betterhelp-weakness/
  • Brightside Health. (August 2026). Insurance. Retrieved from: https://www.brightside.com/insurance/
  • BetterHelp. (August 2026). Does BetterHelp Take Insurance? Retrieved from: https://www.betterhelp.com/insurance/
  • BetterHelp. (July 2026). What’s Included in Your BetterHelp Subscription. Retrieved from: https://www.betterhelp.com/advice/therapy/whats-included-in-your-betterhelp-subscription/
  • Choosing Therapy. (August 2026). Brightside Vs. BetterHelp: Which Is Better for You? Retrieved from: https://www.choosingtherapy.com/brightside-vs-betterhelp/
Show more Click here to open the article sources container.

We regularly update the articles on ChoosingTherapy.com to ensure we continue to reflect scientific consensus on the topics we cover, to incorporate new research into our articles, and to better answer our audience’s questions. When our content undergoes a significant revision, we summarize the changes that were made and the date on which they occurred. We also record the authors and medical reviewers who contributed to previous versions of the article. Read more about our editorial policies here.

October 20, 2026
Author: Jenna R. Staub, MSW, LCSW, LCAS, CSI
Reviewer: MD review pending
Show more Click here to open the article update history container.

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