*An off-label use of a medication is a use that is not FDA-approved. Prescribers can decide to use a medication off-label because, in their professional judgment, they believe it may offer a benefit to someone.
The price of Zoloft can be reduced by using coupons, savings cards, and other discounts. Without insurance, the cost of Zoloft is about $411-487 for a 30-day supply of the smallest dosage. The cost of sertraline, the generic form of Zoloft, is typically much lower than the brand name medication. Other ways to decrease the cost of Zoloft include checking non-retail/local pharmacy prices, contacting your insurance carrier, and using online coupons. Using a mail-order pharmacy and getting a 90-day supply can also lower the price of your Zoloft prescription.
If you’re considering Zoloft, online psychiatry platforms can be a good place to start. Talkiatry works with many major insurance plans and Brightside Health takes cash payments. Both platforms can connect you with a provider quickly for psychiatric assessments and prescription consultation.
Boxed Warning: Sertraline (Zoloft) – Risk of Suicidal Thoughts and Behaviors in Certain People
Sertraline, the active ingredient in Zoloft, has a black box warning. These are the most serious types of warnings from the Food and Drug Administration (FDA). Sertraline can increase the risk of suicidal thoughts and behaviors in children, adolescents, and young adults. Regardless of your age, you should talk with your doctor about serious risks with sertraline and any other medications before starting treatment.
Online Psychiatry and Medication Management Covered by Insurance
Talkiatry can match you with a real psychiatrist who takes your insurance and is seeing new patients. They’re in-network with major insurers and offer medication management. Get started with a short online assessment
How Much Is Zoloft Without Insurance?
The cost of Zoloft without insurance depends on factors such as dosage strength, frequency, the quantity prescribed by your provider, and your location.
Zoloft Prices
The cost of Zoloft currently ranges from $411-$487 for a 30-day supply of 25 milligrams without insurance. Your Zoloft prescription may cost much less with insurance depending on your plan and coverage. A similar prescription of the generic form of Zoloft, sertraline hydrochloride, costs $9-$25. The cost of Zoloft will also vary based on the dosage and amount prescribed. Coupons for Zoloft are often available and may reduce your out of pocket costs.
Note: Cash prices listed are derived from multiple sources. The prices listed are an estimate only and cannot be guaranteed. For exact prices, please contact the pharmacy.
Walmart
$411
Walgreens
$413
CVS / Target
$417
RiteAid
$414
Kroger
$437
Costco
$487
Hy-Vee
$467
Publix
$477
Albertsons
$447
How Much Does Zoloft Cost With Insurance?
The cost of Zoloft with health insurance depends on your specific coverage. Insurance companies may offer different copayments or coinsurance rates for Zoloft. Consult with your insurance provider to understand your out-of-pocket expenses for Zoloft under your specific health insurance plan.
Commercial Insurance
The cost of Zoloft with insurance can vary depending on copayments, deductibles, and coinsurance rates. Some plans may even provide discounts or preferred pricing for certain medications. Your insurance company may offer other benefits and savings, such as using mail-order pharmacy options or prescription savings programs. For individuals with commercial insurance, contact your insurance provider directly to learn about specific qualifications and coverage details for Zoloft.
Medicare
In general, Medicare plans do not cover brand name Zoloft, but do cover the generic version. Be aware that coverage may change, so it’s important to check your Medicare plan before filling your prescription.1
Medicaid
Zoloft is classified as a non-preferred drug under Medicaid, which means less expensive alternatives on the list may be chosen first. Prior authorization is necessary before filling this prescription. With prior approval, Medicaid may provide coverage for Zoloft.2 Contact your local Medicaid office or review your plan documents to understand the specific terms of coverage for your prescription.
TRICARE
If you are covered by TRICARE, check directly with your TRICARE plan for the specific details regarding Zoloft coverage. TRICARE typically provides coverage for all available forms of sertraline. Depending on your coverage, the generic version may be either required or preferred over brand name Zoloft. Additionally, some plans may require preauthorization for certain medications, including Zoloft.3
Zoloft Coupons, Savings Cards, & Discounts
There are many ways to save money when looking for a Zoloft prescription. To decrease out-of-pocket costs, you can look at what insurance covers, uses of coupons/rebates, and patient assistance programs. Zoloft coupons and discount cards may be available from either the manufacturer’s website or alternative cost-saving websites.
Popular Choices for Online Psychiatry
Talkiatry – Safe, virtual mental health care from doctors who take insurance. Most psychiatry visits cost patients $30 or less* Take a short assessment.
Circle Medical – anxiety and depression treatment. Meet with an online doctor today! All prescriptions are based on necessity determined by a medical professional. Diagnosis and prescription over video. Insurance accepted. No membership or hidden fees. Same day appointments. Visit Circle Medical
*Includes copayment, deductible, coinsurance, and $0 Visits. Excludes no shows. **On average. Actual appointment times vary by state and individual patient.
Zoloft Cost Savings Programs
Trintellix cost savings programs are available from organizations such as RxAssist, NeedyMeds, and savings from the manufacturer. Some organizations provide information about cost savings programs. Others assist with the application and enrollment process. Individuals need to apply for each program and meet certain criteria to qualify for savings.
Zoloft Discount Card
A Zoloft discount card is available on the manufacturer’s website. This savings card is valued at $150 per use or the amount of your insurance co-pay, whichever is less. Individuals must meet all criteria to be eligible for the discount. This savings card cannot be used with benefits from enrolled in Medicare, Medicaid, or another state or federal healthcare program. Be sure to read all rules and limitations for using this savings card on the manufacturer’s website.4
RxAssist
RxAssist is an online patient assistance resource center. This website has information about patient assistance and savings programs for prescription medications such as Zoloft. RxAssist has a search feature where you can enter the name of a medication and find available savings programs and discounts. At this time, RxAssist displays discounts for sertraline but not for brand name Zoloft. Information is constantly updated and patients are encouraged to check back frequently for the latest information.5
NeedyMeds
NeedyMeds is a nonprofit organization dedicated to helping individuals with limited financial resources have access to prescription medications, such as Lexapro. To be eligible for their assistance program, consider the following criteria:6
- Your income falls at or below 500% of the federal poverty level.
- You are a US resident.
- Please check if you have Part D prescription coverage, and if you do, reach out to NeedyMeds Customer Support to apply for eligibility.
Other Ways to Find Zoloft Coupons & Discount Cards
Zoloft discount cards and savings offers are available online, at pharmacies, and via the mail. These and other options may help save money when filling your prescription for Zoloft.
Pharmacy Discounts and Savings Cards
Pharmacy discounts and savings cards for Zoloft and sertraline are available. Many pharmacies offer their own savings programs or discount cards, which can be found on their official websites or in-store. These programs often provide discounts on a range of prescription medications, including Zoloft. Patients can typically download these cards online or request them directly from the pharmacy.
Online Resources and Apps
Numerous online resources, websites, and mobile apps offer convenient ways to save on your Zoloft prescription. Websites like GoodRx, RxSaver, and SingleCare provide users with easy access to Zoloft coupons. You can compare prices at different pharmacies and choose the most cost-effective option. These platforms often feature user-friendly interfaces, enabling individuals to simply enter their prescription details and receive a list of available discounts.
HSA Accounts
A health savings account (HSA) is a part of high-deductible health insurance plans. With an HSA, you can set aside pre-tax money from your paycheck to pay for certain health expenses. This means the money you contribute to this account is not subject to federal taxes, leaving the full amount available for use. Contact your company directly to learn if your Zoloft prescription is eligible.7
Ask Your Prescriber for Samples
Your prescriber may have samples of Zoloft available. Samples provide a small supply of the medication, allowing you to try it without the expense of a full prescription.
Ask About Getting a 90-day Supply
If you and your prescriber determine that Zoloft is suitable for you, getting a 90-day supply can save money. Refilling every three months is often less expensive and more convenient than refilling every month. This also lessens the chance of running out before a refill is needed. Mail-order pharmacies typically offer 90-day supplies to cut down on the cost of shipping and operating local pharmacies.
Fill Your Prescription by Mail-order
Using a mail-order pharmacy is another way to get your medication at a lower price. Your provider calls in the prescription directly and your medication is typically delivered to your home within two weeks. Mail-order prescriptions are ideal for medications that are not temperature sensitive and are used as long-term treatments.8
How to Get a Zoloft Prescription
To get a prescription for Zoloft, you will first need a psychiatric evaluation. Start by consulting your primary provider, who may be a physician, nurse practitioner, or physician assistant. They may refer you to a psychiatrist to further evaluate your depression symptoms. A provider doing an evaluation will consider your medical history, any medications or substances you are using, and other factors. With this information, they will then determine whether Zoloft is a suitable treatment for you.
To get prescribed Zoloft online, you will also start by getting evaluated by an online psychiatric provider. We have thoroughly reviewed platforms like Talkiatry or Circle Medical that prescribe antidepressants like Zoloft, and found them each to be a good place to get started with an evaluation. If your provider feels Zoloft is a good fit for your depression symptoms, they may offer you an online prescription for the medication.
Online Psychiatry and Medication Management Covered by Insurance
Talkiatry can match you with a real psychiatrist who takes your insurance and is seeing new patients. They’re in-network with major insurers and offer medication management. Get started with a short online assessment
Zoloft Alternatives
For some individuals, Zoloft alternatives may need to be considered. It may take several weeks before you feel the full effects of antidepressant medication like Zoloft. Everyone responds in a unique way to medication, and your age, health history, and previous experience with side effects can have an impact. Your doctor will help to decide which medication may work best for you.
Prescriber’s Tips
Frequently Asked Questions
What Is Zoloft?
Zoloft, with the active ingredient sertraline, is an antidepressant in the selective serotonin reuptake inhibitor (SSRI) drug class. Zoloft is FDA-approved for the treatment of various conditions, including major depressive disorder, obsessive-compulsive disorder (OCD), panic disorder, social anxiety disorder, and premenstrual dysphoric disorder (PMDD).9
How Does Zoloft Work?
Zoloft primarily works by increasing serotonin levels in the brain, a brain chemical associated with mood regulation.9
Why Is Zoloft So Expensive?
Brand name medications like Zoloft undergo costly research for safety and effectiveness under the patent. Generics have the same active ingredient and don’t require the same level of testing to sell it, making it a less expensive option.10
Is There a Generic Version of Zoloft?
Generic versions of Zoloft are available. These generic medications contain the same active ingredient, sertraline, and are considered equal to the brand-name medication.
Can You Use a Zoloft Coupon With Insurance?
It depends, some savings programs may allow it while others may not. Check with the program you are applying to understand their restrictions on using insurance.
How Can I Lower My Long-Term Prescription Zoloft Costs?
Getting a 90-day supply, filling your prescription via mail order, and using generics are all ways to lower long-term drug costs. For those who qualify, patient assistance and discount programs can also help you cut costs on your medication.
Can I Use Coupons for Zoloft at My Pharmacy?
Yes, you can use Zoloft coupons at many pharmacies.
Is There a Zoloft Discount Card Available?
Yes, there is a Zoloft card available on the manufacturer’s website.
Does the Cost of Zoloft Vary Depending on the Strength?
It’s possible. Costs may also vary depending on your insurance and the pricing at various pharmacies. The dosage of your prescription may also be a factor.
Choosing Therapy strives to provide our readers with mental health content that is accurate and actionable. We have high standards for what can be cited within our articles. Acceptable sources include government agencies, universities and colleges, scholarly journals, industry and professional associations, and other high-integrity sources of mental health journalism. Learn more by reviewing our full editorial policy.
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Medicare and Zoloft. (n.d.). GoodRx.com. Retrieved from https://www.goodrx.com/zolof
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Medicaid List of Covered Drugs (Formulary). (June, 2024). HealthPartners.com. Retrieved from https://www.healthpartners.com/ucm/groups/public/@hp/@public/documents/
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TRICARE Formulary Search. (n.d.). Express-Scripts.com. Retrieved from https://www.express-scripts.com/frontend/open-enrollment/tricare/fst/#/
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Zoloft Savings Card Terms & Conditions. (n.d.). Zoloft.com. Retrieved from https://www.zoloft.com/savings-terms
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Patient Assistance Programs: Zoloft. (n.d.). RxAssist.org. Retrieved from https://www.rxassist.org/search/search-results-drug-name-build
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Zoloft. (n.d.). NeedyMeds.org. Retrieved from https://www.needymeds.org/zoloft
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What Are HSA-eligible Plans? (n.d.). Healthcare.gov. Retrieved from (https://www.healthcare.gov/high-deductible-health-plan/hdhp-hsa-information/
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Getting a Prescription Filled. (July 8, 2023). MedlinePlus.gov. Retrieved from https://medlineplus.gov/ency/article/001956.htm
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ZOLOFT- sertraline hydrochloride tablet, film coated. (August 30, 2023). DailyMed.nlm.nih.gov. Retrieved from https://dailymed.nlm.nih.gov/dailymed/drugInfo.cfm
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Generic Drugs: Questions & Answers. (March 16, 2021). FDA.gov. Retrieved from https://www.fda.gov/drugs/frequently-asked-questions-popular-topics/generic-drugs-questions-answers
We regularly update the articles on ChoosingTherapy.com to ensure we continue to reflect scientific consensus on the topics we cover, to incorporate new research into our articles, and to better answer our audience’s questions. When our content undergoes a significant revision, we summarize the changes that were made and the date on which they occurred. We also record the authors and medical reviewers who contributed to previous versions of the article. Read more about our editorial policies here.
Author: No Change
Reviewer: No Change
Primary Changes: Updated cost information in intro paragraph and “Zoloft Prices” section.
Author: No Change
Reviewer: No Change
Primary Changes: Updated cost information in intro paragraph and “Zoloft Prices” section.
Author: No Change
Reviewer: No Change
Primary Changes: Added new sections titled “Zoloft Discount Card”, “RxAssist”, “NeedyMeds”, “HSA Accounts”, “Ask Your Prescriber for Samples”, “Ask About Getting a 90-day Supply”, Fill Your Prescription by Mail-order”, “Zoloft Alternatives”, “Prescriber’s Tips”, “FAQs”; Revised introduction and sections titled “How Much Does Zoloft Cost Without Insurance?”, “How Much Does Zoloft Cost With Insurance?”, “Zoloft Cost Savings Programs”, “How to Get a Zoloft Prescription”; Reviewed and added relevant sources. Edited for readability and clarity.
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